Welcome to Our Financing Department

Welcome to Town East Ford's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Town East Ford has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Thank you for visiting Town East Ford and the finance department, where we offer the most competitive financing available. We cater to all customers whether you have good or bad credit. Our mission is to provide you the best financial package when purchasing a vehicle because we realize this is a big investment and we strive to make your experience with us the best one! I look forward to helping you.

Start Your Application

Contact Information*

Purchase Timeframe

Ford Auto Loans at Town East Ford

At Town East Ford, you will find an incredible line of modern vehicles that range from small coupes and sports cars to sedans, SUVs and trucks. Regardless of your automotive needs and budget, you can likely find the perfect vehicle on our lot. Before you can take home the vehicle that you have your eye on today, you may need to apply for a loan. Through our financing department, you can have access to an incredible range of loan options. However, some of our Mesquite area customers are not certain if a car loan is the best payment option available for a new car. Before you finalize your buying plans, a closer look at auto loans is a smart idea.

Is Financing a Car a Good Idea?

If you are one of the many Mesquite area auto shoppers today who cannot afford to pay cash for your new vehicle or who would prefer to keep that large chunk of money in your bank account, you may be wondering if financing the purchase with a car loan is smart or if you should lease the vehicle. Both loans and leases have their merits, but you may discover that only one of them is a good fit for your unique circumstances. Consider, for example, that the monthly payments, the fees, mileage limitations and more all vary between these two options.

With an auto lease, you usually are only permitted to put a specific number of miles on the car during the term of your lease. If you exceed this mileage, you must pay an additional fee when you return the car. In addition to this possible fee, there are usually fees due at the beginning and the end of the lease term. The term is usually rather short, and it often will not span for more than two to three years. When the term expires, you bring the vehicle back to the dealership, and you have the option to sign another lease on a new model.

You can see that a lease is great for drivers who have low mileage and who love to drive newer vehicles regularly. An auto loan offers different benefits that are better suited for people who do not want a mileage limit and who eventually want to drive a vehicle without the financial commitment of a monthly payment. A loan may span across up to seven years or longer, and this considerable variation in term options allows you to have wonderful control over your monthly loan payment. Regardless of whether you choose a three-year term, a seven-year term or something in between, the loan balance will be paid off at the end of the term. This means that you can drive a vehicle that you own in full without having to make a regular payment on it. In addition, you could choose to make a down payment, but an upfront expense like this is not always required by every lender.

Is There a Minimum Credit Score to Finance a Car?

When you reach out to our team at Town East Ford in Mesquite, you can talk to our financing team about your specific auto loan needs. We will actively search for a loan program that meets your needs and that accommodates your credit score. Regardless of your credit score, you can count on us to assist you with all stages of the sales and financing processes.


Town East Ford

18411 LBJ Freeway
Directions Mesquite, TX 75150

  • Phone: 844-880-7346


  • Monday 9:00 am - 9:00 pm
  • Tuesday 9:00 am - 9:00 pm
  • Wednesday 9:00 am - 9:00 pm
  • Thursday 9:00 am - 9:00 pm
  • Friday 9:00 am - 9:00 pm
  • Saturday 9:00 am - 9:00 pm
  • Sunday Closed - Closed
/* DNA4535761 ddcdrewc */